We understand that buying a property is one of the biggest financial and personal decisions you’ll ever make. Our goal is to simplify the process, guide you with expert advice, and ensure you feel confident every step of the way
Down payments typically range from 3%–20% of the purchase price depending on loan type, property, and lender requirements.
Yes—pre-approval shows sellers you’re a serious buyer and gives you a clear budget range.
On average, 30–60 days from accepted offer to closing, depending on financing, inspections, and negotiations.
Pre-qualification: An estimate based on self-reported information.
Pre-approval: A lender-verified letter that proves your financial readiness.
A home inspection is strongly recommended to check the property’s condition. Depending on the property, additional inspections (pests, structural, environmental) may be needed.
Yes, but options may be limited. Lenders may require a higher down payment or interest rate. Improving credit before purchasing can save you money long-term.
You’ll go through inspections, appraisal, loan underwriting, and final closing. Your agent and attorney guide you every step of the way.


Discover the top family-friendly neighborhoods in Manhattan, from the Upper West Side to Battery Park City. Learn about the best areas for schools, parks, safety, and community living to help your fam... ...more
NYC Homes
September 26, 2025•2 min read
260 West 35th St Fl.8
New York NY 10001
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